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Wateridge Insurance Services Blog

View the latest blog posts from Wateridge Insurance Services.

So, your honey popped the big question on Valentine’s Day. You couldn’t be more thrilled and the ring is to die for! But, what if it’s lost or stolen? While there is no way to insure the sentimental value of such a gift, having the right insurance coverage will provide financial protection, according to the Insurance Information Institute (I. READ MORE >>

It’s Valentine’s Day, and thoughts of people everywhere turn to … jewelry. About one of four Americans buys jewelry, spending $2,000 per year on average, and industry experts expect jewelry sales to grow by at least 5% annually through 2025. READ MORE >>

Q&A with John Wiscaver Some women want spouse to get life insurance for Valentine’s Day Q: This Valentine’s Day, 40 percent of women wish their spouse or partner had life insurance, according to a survey by the Life Insurance and Market Research Association. Who really needs life insurance? READ MORE >>

Revisiting some old Super Bowl party tips that should still apply to this year.... The clock is counting down to kick-off time for this year’s Super Bowl 50, and you’re in the midst of party planning. But have you added reviewing your insurance coverage to the checklist? READ MORE >>

Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>

Life insurance is a great way to protect your loved ones financially, but it’s also a major investment. Over a period of years, even a slightly lower premium can yield major savings. The following are some of the biggest factors that insurers consider when pricing out their policies. READ MORE >>

For any life insurance policy, the face value is the death benefit. This is the stated dollar amount that the policy's beneficiaries receive upon the death of the insured. In most cases, the face value is transferred to the beneficiaries tax-free. READ MORE >>

If you need money in an emergency, one place to look is your insurance policy. That is, if what you have is permanent life insurance  – available as either “whole life” and “universal life”. READ MORE >>

The exercise equipment gathering dust in Americans' bedrooms and basements is a familiar sign of the way New Year's resolutions often are quickly abandoned. But a few resolutions you'll not only want to make but also stick with involve being more prudent about insurance. READ MORE >>

Although Christmas tree fires are not common, when they do occur, they are more likely to be serious. Carefully decorating your home can help make your holidays safer. Video: Watch this NFPA video for help creating the holiday atmosphere you love, and the security of knowing you’re keeping yourself and your family and friends safer from fire. READ MORE >>

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Wateridge Insurance Services
10717 Sorrento Valley Rd.
San Diego, CA 92121


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Phone: (858) 452-2200
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