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Wateridge Insurance Services Blog: tips

View the latest blog posts from Wateridge Insurance Services.

Whether you are married or living with a partner, splitting up affects your home owners insurance needs. Add a few insurance-related tasks to your post-breakup to-do list to find out if you’re over- or underinsured.   READ MORE >>

Whether you are married or living with a partner, splitting up affects your home owners insurance needs. Add a few insurance-related tasks to your post-breakup to-do list to find out if you’re over- or underinsured.   READ MORE >>

Homeowners policies typically cover the average dog bite claim, but you’ll need an umbrella policy to protect you if your dog causes a more serious injury. Dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012, costing insurers more than $489 million, according to the Insurance Information Institute and State Farm. READ MORE >>

A home inventory of your belongings for insurance purposes is a relatively inexpensive way to make any future claims go smoother. Creating a home inventory for insurance doesn’t need to be complicated. All you really need is a pencil and paper. READ MORE >>

If you own a home in a planned development or you own a condo, then you likely pay homeowners association dues. Every year. Usually at the worst time. What do you get for those dues? For one thing, insurance. As distasteful as those dues can be, the end product can be really beneficial in case something bad happens in your development and condo. READ MORE >>

If you stop and think about it, your basement can be a scary place. Not in the “there’s a monster in the basement!” kind of way. More in the “if something down there breaks, I can’t pay for it” sense. For example, if your hard-working sump pump breaks down, it can cost as much as $2,000 to replace it. READ MORE >>

Owning a home has a lot of perks (goodbye pet policies!). But those perks come with a lot of responsibility. Between daily chores and preventative maintenance, it’s easy to forget a few things. Let’s refresh your memory! Here are seven frequently-forgotten tasks that will help you stay on top of homeownership. READ MORE >>

Insurance. Do your eyes glaze over just reading the word? It may not be the most thrilling subject, but it's essential for new homebuyers to understand the nuts and bolts of their homeowners insurance. Virtually all mortgage lenders require insurance coverage to protect their investment. READ MORE >>

So, your honey popped the big question on Valentine’s Day. You couldn’t be more thrilled and the ring is to die for! But, what if it’s lost or stolen? While there is no way to insure the sentimental value of such a gift, having the right insurance coverage will provide financial protection, according to the Insurance Information Institute (I. READ MORE >>

It’s Valentine’s Day, and thoughts of people everywhere turn to … jewelry. About one of four Americans buys jewelry, spending $2,000 per year on average, and industry experts expect jewelry sales to grow by at least 5% annually through 2025. READ MORE >>

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10717 Sorrento Valley Rd.
San Diego, CA 92121


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