Trampoline park business owners face perils specific to the industry and need the right type of insurance. Having adequate coverage is essential for the financial protection of this type of establishment.

The agents at Wateridge Insurance Services in San Diego, California, are here to help you decide which insurance policy options may best meet your needs.
What Is a Business Owners Policy (BOP)?
A BOP provides several combined insurance policies for small- and medium-sized businesses that qualify. This type of insurance policy may provide more affordable coverage that also meets the basic insurance needs of a trampoline park.
What Is Included With a BOP?
Companies that qualify for a BOP pay have access to the following coverages:
- Property insurance. This policy helps pay to repair or replace your company's building and other on-site structures after a covered event, like a windstorm, lightning strike, fire or acts of vandalism.
- Liability insurance. This policy helps pay third-party claims resulting from accidental damage to another person's property or third-party injuries. Liability coverage may be essential for trampoline park businesses due to the higher risk that a guest may become injured while visiting the business.
- Business interruption insurance. If you must close your trampoline park after a covered incident or accident to allow for repairs, this policy helps replace lost revenue when your company is closed.
Tailoring a BOP for Trampoline Parks
Companies that qualify to purchase a BOP may be able to tailor their coverage to meet the needs of their business. Depending on your situation, your agent may recommend the following additional coverage for your trampoline park:
- Commercial auto insurance
- Workers' compensation insurance
- Cyber liability insurance
- Employment practices liability insurance
- Equipment breakdown insurance
- Umbrella Insurance for Trampoline Parks
Due to the unique nature and specific risks of trampoline parks, your agent may recommend that you purchase additional liability coverage.
If a liability claim exceeds the limits of your liability insurance policy, your company may have to pay the excess costs out of pocket. This could be financially devastating for a trampoline park.
Umbrella insurance provides additional liability coverage that kicks in if a claim exceeds the limits of your other insurance policies. It can provide an inexpensive and much-needed safety net for your company.
Get the Business Insurance You Need for Your Trampoline Park
Talk with the business insurance experts at Wateridge Insurance Services in San Diego, California, to learn more about how to insure your trampoline park business properly.