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Home > Blog > Equipment Breakdown Insurance for Family Entertainment Centers
FRIDAY, JULY 1, 2022

Equipment Breakdown Insurance for Family Entertainment Centers

Family entertainment centers rely on several types of equipment to keep their operations running smoothly. If a breakdown occurs, repairs can be costly and may result in lost revenue. 

Equipment breakdown insurance can provide crucial financial assistance in these situations. The team at Wateridge Insurance Services can help you secure equipment breakdown coverage that best suits your business’s needs. Contact us today for more information. father and son in bumper car

What Is Equipment Breakdown Insurance?  
Equipment breakdown insurance is a type of commercial insurance that may provide financial protection if your business’s covered equipment or machinery is damaged by covered perils. It may be available as a standalone policy or as an endorsement to an existing policy, and it may help reduce your business’s out-of-pocket expenses. 

What Does Equipment Breakdown Insurance Cover?  

Equipment breakdown insurance may cover various equipment vital to your operations. Types of equipment it may cover include:  

  • Electrical systems (e.g., electrical panels and generators) 
  • Air conditioners
  • Furnaces
  • Refrigerators
  • Computers
  • Communications equipment
  • Boilers
  • Other mechanical equipment 

Additionally, equipment breakdown insurance can supplement your business’s other insurance policies. For example, commercial property insurance typically provides coverage for external forces such as fires, storms and vandalism, while equipment breakdown insurance generally provides financial assistance after losses due to internal forces, such as: 

  • Power surges
  • Motor burnouts
  • Short circuits
  • Misalignments
  • Loss of air pressure 


Other mechanical or electrical breakdowns 
After these events, equipment breakdown insurance may help pay for repair or replacement costs. This can be essential for family entertainment centers as they often rely on specialized equipment (e.g., games and other attractions) that may be costly and time-consuming to repair.  

Equipment breakdown coverage may also compensate for the lost income that results from machines being out of order. It may also cover perishable inventory that is ruined due to a covered incident. 

What Does Equipment Breakdown Insurance Cost? 
The cost of equipment breakdown insurance depends on several factors. The value, type and age of the equipment being insured as well as your selected coverages may impact premiums. Contact our agents for a quote. We can also provide information regarding options, limits and exclusions.  

Contact Us Today To Get Equipment Breakdown Insurance 
The experienced team at Wateridge Insurance Services are ready to work with you to help you get the equipment breakdown insurance that best suits your family entertainment center’s needs. Contact us today to get started. 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information. 

Posted 1:38 PM

Tags: equipment breakdown, family entertainment centers
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