Business & Commercial Insurance

           


Commercial Insurance

We offer insurance packages that are tailored for different types of businesses. Whether it is insurance
for your building, business property, equipment, inventory or company vehicles, we offer products and
services to protect your business. In addition, we offer group health and retirement plans.

      

PROPERTY INSURANCE

Property Insurance covers the risk of property loss in a variety of commercial situations, including
commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and
other physical items.

                      

COMMERCIAL GENERAL LIABILITY INSURANCE

Casualty Insurance consists primarily of liability coverages, which protect an insured party against
injury or damage claims made by other parties. 

Policies provide coverage for liability arising out
of Premises and Operations, Products and Completed Operations, Personal and Advertising Injury
and Medical Payments.

You may want to consider a Business Owners Package which combines your Liability, Property and
other types of coverage into one comprehensive policy and which can help you save time and money
on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also
want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you
more about these plans and if they make sense for you.

 
BUSINESS AUTO INSURANCE

Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses,
whether they are associations, corporations, partnerships or sole proprietorships. Business Auto
coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers
and commercial vehicles designed for use on public roads. We can give you more details about
specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and
your business.

 
WORKERS' COMPENSATION

Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course
of employment. Any bodily injury must be accidental, and the term includes death resulting from the
accident. Only occupational diseases, which are unique to the occupation, are covered.   Workers’
Compensation provides for the payment of four types of benefits:

Medical benefits, Income benefits, Death benefits, Rehabilitation Benefits

A representative can provide you with complete details on Workers’ Compensation Insurance and
recommend cost-effective ways to control expenses through safety engineering and claim services.

Contact us today for more information about Commercial Insurance or fill out our online quote form.