General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
Businesses require a lot of time and money to make their companies succeed. One accident or claim against a business could potentially damage its reputation and cause financial hardship. General liability insurance can help minimize a business’s risk and protect its assets.
Understanding General Liability Insurance
General liability insurance provides financial protection from lawsuits and accidents related to non-professional negligent acts. Wateridge Insurance Services can help you obtain a general liability insurance policy that meets the needs of your business’s operations. A general liability policy can pay for losses arising from actual or alleged bodily injury, property damage or personal injury on your business premises or from your operations.
What Protection Does General Liability Insurance Provide?
A general liability insurance policy may include a variety of protections, including:
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Bodily injury includes the cost of care, the loss of services, and the restitution for any death resulting from the injury.
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Property damage coverage helps cover physical damage to the property of others or the property’s loss of use.
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Products-completed operations provide liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided.
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Products liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injuries or accidents.
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Contractual liability extends to any liability you may assume by entering into various contracts.
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Personal and advertising injury may cover personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.
The Hartford’s liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas. Depending on the needs of your business, we offer additional supplemental coverages you may want to consider. Talk to your Wateridge Insurance Services agent for more information.
We can evaluate your business operations to help you obtain a comprehensive general liability policy for your unique needs. Call us today at 800-223-6756.
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