High Net Worth Insurance

Do you need the highest quality coverage to protect you and your family or your high value assets such as upscale homes and vehicles?

Standard home and auto policies don’t provide expanded coverage for these assets and a customary umbrella policy doesn’t offer the high limits required to cover them. But at AssuredPartners, we have your high value solutions. Our insurance professionals give you the individualized attention you need to customize a comprehensive personal insurance program that safeguards your extensive assets.

We represent the leading insurance companies specializing in high net worth/high value home insurance that have the financial strength to protect your significant assets. We specialize in coverage placement for:

• Residential Properties Insurance
• Multiple Properties
• Coastal Properties
• Automobiles, Recreational Vehicles and Classic Car Insurance
• Fine Art, Antiques and Collectibles
• Jewelry Insurance, Silver and Furs Insurance
• Private Aircraft Insurance
• Boats and yacht insurance
• Domestic Workers' Compensation
• Personal Umbrella & Excess Liability
• Identity Theft
• Kidnap and Ransom Insurance
• Special Events Insurance
• Life Insurance

Our private client products offer expanded coverages compared to typical insurance policies, including:

Homeowners

• Guaranteed Replacement Cost vs. 125% Cap
• No Cap on Dwelling coverage limits-High Value Homes
• Increased Medical pay to $10,000 vs $5,000
• Complementary appraisals (some restrictions apply)
• Cash out option on homes/autos if a total loss
• Waiver of deductible if loss is over $50,000
• Equipment Breakdown endorsement available
• Coverage in case a domestic employee tries to sue you
• Enhanced Jewelry Coverage
• Background checks available for domestic workers
• Can write almost anywhere in the USA
• Water/sewer back up coverage up to the dwelling limits whereas others cap at $10,000
• 2nd homes, seasonal and rentals
• Coastal and Bahamas (some restrictions apply)

Auto

• Full Value of the vehicle vs a depreciated value
• Original parts replacement
• Unlimited Domestic Roadside Assistance
• Extended Rental Car-like kind and quality
• Lease gap coverage built in
• Waiver of deductible on total losses

Umbrella

• Excess limits up to $100,000,000
• Can add risk of domestic workers
• Can add Directors and Officers coverage